如何确定补充健康pp王者电子官网是否适合你
补充健康pp王者电子官网帮助支付常规医疗计划不包括的费用和服务.
由于疾病或受伤，医疗费用可能会迅速增加，而且无法预测. Regular health insurance policies do not necessarily cover all potential costs, including out-of-network charges, deductibles and copays, to name a few. In fact, a 2020 survey of insured American adults 发现三分之一的受访者在过去两年中至少收到过一次意外的医疗账单.
意料之外的医疗费用真的会超出你的每月预算. Supplemental health insurance, also known as secondary health insurance, can help close those potential budget gaps.
What is supplemental health insurance?
补充健康pp王者电子官网是一种帮助你支付常规健康pp王者电子官网计划不包括的意外医疗费用的pp王者电子官网政策. Here are some examples:
- Unexpected child care -请人在你生病或住院期间照顾你的孩子;
- Pet care -让你的宠物保持活跃，即使你受伤或生病使你不能带它们出去散步;
- Meals -如果你不能做饭，你可以使用你的部分福利，让食物送到你的家;
- Home maintenance -当你自己做不到的时候，确保有人修剪草坪或铲雪;
- Transportation -如果你需要去看专家或定期去诊所，支付油钱，甚至机票和停车费;
- Deductibles and co-insurance amounts -帮助支付基本医疗pp王者电子官网计划未涵盖的免赔额;
- Private room and private duty nurse fees;
- Outpatient surgery; and
- Emergency room visits.
Things to consider with supplemental health insurance
As you think about getting additional health insurance, begin by reviewing your current policies, including policies that cover partners/spouses and children. 关键是要确保你是在补充——而不是重复——你的基本健康pp王者电子官网.
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关于补充健康pp王者电子官网还有很多需要了解的, 我们希望确保你有必要的信息来做出明智的决定. 我们鼓励您了解更多信息，并与您的客户讨论您的独特需求 local State Farm® agent.
